Pat beef cubes (3 pounds) dry with paper towels. Heat the oil (1/4 cup) in a large, pot over medium-high heat. Brown the beef in batches, not crowding the pan. Remove to a bowl and set aside. Repeat with remaining beef.
Add the onions (2 cups), garlic (1 tablespoon), jalapeno (1), poblanos (2), and red bell peppers (3) and saute over medium-high heat, stirring frequently, until vegetables are soft. about 8-10 minutes
Sprinkle chili powder (2 tablespoons), cumin (1 tablespoon plus 2 teaspoons), and coriander (1 tablespoon) over vegetables and continue to cook, stirring constantly, until spices are fragrant about 1 minute.
Return browned beef to pot and add Italian seasoning (1 tablespoon), bay leaf (1), salt (2 teaspoons), 1 teaspoon black pepper, crushed tomatoes (1 can), beef broth (4 cups), dissolved Better Than Bouillon (2 tablespoons), dissolved masa (1/4 cup masa harina + 1/2 cup water), liquid smoke (1 teaspoon), coffee crystals (1 tablespoon), then stir to combine. Bring to a boil, then immediately reduce heat and simmer, partially covered for 2 1/2 - 3 hours or until meat is fork-tender.
Stir in kidney beans (1 can) and pinto beans (2 cans) and continue to simmer for 10-15 minutes more.