This creamy, no bake, Million Dollar Pie is the easiest pie ever to make. Its luscious tropical filling is utterly delicious. An ideal dessert for summer!

A slice and a forkful Million Dollar Pie on a plate

This recipe for Million Dollar Pie is a Huge fan favorite in our household and everywhere I bring it!! It incorporates a sweet (very sweet), luscious creamy filling, loaded with fruits and nuts into a baked pie crust and topped with cool whip. If you’re looking for a sure hit at your house or for the next time you need to take a dessert to a potluck, my Million Dollar Pie with coconut recipe is sure to be just the ticket.

While you can find some recipes for Million Dollar Pie without condensed milk, I’m a firm believer in the stuff. I tend to make my Million Dollar Pie Paula Deen style – filled to the brim with a creamy filling that’s chock full of ingredients.




Million Dollar Pie topped whipped topping, cherries, pecans, and toasted coconuts

Million Dollar Pie is a creamy, no-bake pie, loaded with lots of pineapple, chopped pecans, and chewy coconut. It’s a vintage recipe straight from my grandma’s kitchen that’s perfect to serve anytime you want to add a little tropical flavor without requiring a lot of effort in preparation!

This pie takes literally 5 minutes to put together!

It is actually said to have been given its name because it’s so delicious it taste’s like a million dollars!


  • How Easy it is to make.
  • It’s No-Bake which I especially Love when the weather HOT!
  • This recipe has A Lot more fruit and goodies than any other I’ve had!
  • The light, creamy texture.

Million Dollar Pie progressive shots of ingredients poured in the mixing bowl


Making Million Dollar Pie is unbelievably easy. Basically, you simply mix together the filling ingredients, pour them into a prepared crust and refrigerate until the filling is firmed up a bit. Then you top it with a luscious layer of whipped topping, give it a little garnish for the “pretty factor” and then it’s ready to be devoured!!

Tip: Sprinkle the pecans and toasted coconut on immediately before serving to preserve the crunch.

Million Dollar Pie ingredients in a large mixing bowl

Does Million Dollar Pie Recipe Include Cream Cheese?

Now, for the million-dollar question: does Million Dollar Pie recipe include cream cheese? The quick answer is the original authentic recipe did not include cream cheese!  Honestly, I think Million Dollar Pie is fantastic whether you make it with cream cheese or without. It’s a great tasting pie either way and in my opinion. Adding 8 ounces of cream cheese to the filling makes a really rich, yummy variation of this pie! 

Million Dollar Pie mixture poured over prepared crust

What’s The Difference Between Million Dollar Pie And Millionaire Pie?

As Shakespeare said in Romeo and Juliet, “What’s in a Name?”. His implication was, as I understand it, that the name wasn’t as important as the quality and character of the thing…..

In this case, the pies are similar, but not the same!! In fact, Million Dollar Pie, and Hawaiian Million Dollar Pie are all different names referring to the same Pie!

Reader Tip From Jodi:  Millionaire Pie was/is a staple from Furr’s Cafeteria. It is in a regular pie crust, with a thin, sweetened cream cheese bottom layer which is topped with whipped cream which has pineapple and pecans folded in. They are similar but not the same. I never had it at Furr’s with coconut. Thank you Jodi!  It sounds delish!

Can you Freeze Million Dollar Pie?

The short answer for this one is yes, you can.  In fact, I highly recommend it. Because of the cool whipped topping and cream filling, this pie freezes very well. You can even serve Million Dollar Pie when it’s partially frozen.  You just need to wait until the pie has thawed enough to allow cutting.  I especially like to serve it this way on those blistering hot summer days, when everyone is looking for a cool treat!

Million Dollar Pie topped whipped topping, cherries, pecans, and toasted coconuts

Recipe Notes for Million Dollar Pie:

Easy Peasy-The beauty of making a Million Dollar Pie is that it’s EASY!  This is because it’s a no-bake pie – you heard right, it doesn’t require any cooking time. Even easier, ingredients like your pie crust and whipped cream topping are pre-made, making it an ideal sweet treat to make if you’ve got a limited amount of time.

About the thickening-  The filling only thickens a little bit when it’s beaten, but don’t worry,  it firms up a little more when it chills in the fridge. Remember though, the filling will still be soft. It won’t ever be as firm as a cooked custard. Think slightly thickened, fluffy Cool Whip.

Pineapple-  Make sure your pineapple is well drainedWhen I drain my pineapple, I use a mesh sieve, aka a strainer. I  pour my can of pineapple into the strainer, then with a wooden spoon, I carefully press down on the pineapple. This ensures that I’ve removed as much of the juice as possible. If this step isn’t done correctly, you could end up with a very soupy filling.

Thaw The Cool Whip! It wouldn’t be a Million Dollar Pie without the cool whipped topping. So here’s a reminder to make sure you plan on the thawing time! The Diary Dish says that manufacturers of frozen whipped topping recommend thawing it out in the refrigerator overnight – not on the countertop. This is important because you’ve got both skimmed milk and cream as ingredients, which can spoil quickly if they’re left in temperatures over 40 F.

Crust- In the spirit of having this pie be literally one of the easiest recipes you’ve ever made, our recipe calls for a premade 9 inch Graham Cracker Crust. Listen, homemade is always a more delicious alternative! But even my Grandma use a prepared crust once in a while and, oh man, it makes the preparation a whole lot easier and quicker.

Coconut- I love all the variations of Million Dollar Pie. One thing I can’t live without, in any version of Million Dollar Pie, is coconut!

For the filling, I like to add the coconut untoasted and straight out of the bag. I like the soft and chewy texture it provides the filling. For the topping, however, I like it toasted until just slightly golden. It provides a little crunchy contrast to the creamy texture of the pie and a nice bit of extra color to the topping.

If your a Fan of coconut, check out our recipe for Coconut Cream Pie Bars. This is one of our most popular recipes. All the deliciousness of a coconut cream pie in an easy to cut and serve in a 9X13 inch baking dish. Try this one for your next potluck and be ready to be the rock star of the buffet line!

If you want a really unique pie to try our Coconut Banana Cream Pie. It’s seriously amazing and has all the old-fashioned goodness you expect in a good creampie. How can you beat a pie made from scratch with a scratch made custard! Oh, and did I mention the coconut macaroon crust….. This is my Hubby and my Fathers all time favorite pie!

Close up of a slice of Million Dollar Pie


The beauty of a Million Dollar Pie is that you can get creative with it. I’ve posted the recipe below as my family has made it for decades but want to share with you some of my favorite variations.

  • Million Dollar Pie with Cream Cheese: Add 8 ounces of softened cream cheese to the condensed milk and lemon juice and beat until smooth, then proceed with the recipe.
  • Million Dollar Pie with Mandarin Oranges: Omit the 20 ounces can of Pineapple Tidbits and add a 20 ounce can of mandarin oranges, drained and gently pressed in a sieve to remove as much moisture as possible.
  • Million Dollar Pie with Cherries: Chopped  1 1/2 cups Maraschino Cherries. Rinse and drain in a sieve to remove as much moisture as possible.
  • Million Dollar Pie with Strawberries: I like to use fresh strawberries because typically, they have less moisture than frozen. Chop 1 cup strawberries then spread them out on paper towels and allow them to sit, for about 7-8 minutes,  to remove excess moisture. Omit the 20 ounces can of pineapple tidbits. Stir the strawberries in after the crushed pineapple. Proceed with recipe.



A slice of Million Dollar Pie on a blue plate
4.44 from 16 votes

Million Dollar Pie

This creamy, no bake, Million Dollar Pie is the easiest pie ever to make. Its luscious tropical filling is utterly delicious. An ideal dessert for summer!

Prep Time 5 minutes
Cook Time 5 minutes
Total Time 10 minutes
Servings 10 People
Calories 186 kcal
Author Kathleen



  • 1 (9 Inch) Prepared Graham Cracker Crust
  • 1 (14 Ounce) Can Sweetened Condensed Milk
  • 2 Tablespoons Lemon Juice
  • 2 (8 Ounce) Can Crushed Pineapple- Well Drained
  • 1 (20 Ounce) Can Pineapple Tidbits Well Drained
  • 1 1/2 Cup Pecans- Chopped
  • 1 1/4 Cup Sweetened Shredded Coconut
  • 1 (8 Ounce) Container Frozen Whipped Topping- Thawed


  • 1 (8 Ounce) Container Frozen Whipped Topping- Thawed
  • 1/4 Cup Pecans- Chopped
  • 2 Tablespoons Coconut- Toasted
  • 6-8 Maraschino Cherries


  1. In a large bowl, mix together sweetened condensed milk and lemon juice, using a hand-held electric mixer, until it's slightly thickened. 

  2. Stir in the crushed pineapple, pineapple tidbits, 3/4 cup pecans and 1 cup coconut until well incorporated.

  3. Fold in 8 ounces of the thawed whipped topping. Pour into prepared crust and smooth evenly. Cover and refrigerate until well chilled, about 4-6 hours. 

  4. Before serving, top with remaining 8 ounces of thawed whipped topping, and garnish with 1/4 cup pecans, 2 Tablespoons toasted coconut and Maraschino cherries and serve.

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Nutritional Information

Nutrition information will vary based on the specific products. To be safe, check the nutrition facts labels of your products. Optional object listed above have been left out of nutritional data.

Nutrition Facts
Million Dollar Pie
Amount Per Serving
Calories 186 Calories from Fat 117
% Daily Value*
Total Fat 13g 20%
Saturated Fat 1g 5%
Sodium 5mg 0%
Potassium 112mg 3%
Total Carbohydrates 4g 1%
Dietary Fiber 1g 4%
Sugars 2g
Protein 1g 2%
Vitamin A 0.2%
Vitamin C 1.6%
Calcium 1.5%
Iron 3.8%
* Percent Daily Values are based on a 2000 calorie diet.

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My Ultimate Peanut Butter Cream Pie –  A luscious, creamy peanut butter filling nestles on top of a rich, unique peanut butter ganache, all cradled in a peanut butter cookie crust. Peanut Butter heaven!
Easy Blackberry Pie-  Build a better Blackberry Pie using tapioca, an old-school alternative to flour or cornstarch, plus enough berries to start your own farmer’s market!